1366 Thomas Avenue, Chattanooga, TN 37409 (MLS# 1528905)

1366 Thomas Avenue, Chattanooga, TN 37409

$412,700

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,443 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $412,700 List Date: 3/06/2026 Last Modified: 10/27/2026

Overview

Description

> Seller offering a temporary interest rate buy down for qualified buyers. Introductory rates may be available as low as 3.9% when financing with Christina Lane/The Lane Team at Movement Mortgage. Incentive subject to loan approval, program guidelines, and seller contribution limits. Contact us for complete details.< Welcome to 1366 Thomas Avenue – a beautifully designed, move-in ready single-family home offering modern style, functional living, and low-maintenance convenience in Chattanooga's highly sought-after historic St. Elmo neighborhood. Featuring a spacious 3-bedroom, 2.5-bathroom layout across 1,443 square feet, this premium new construction home serves as a perfect, affordable alternative to high Northshore or Southside Chattanooga prices, without sacrificing any proximity to the city center. Inside, you'll find an open floor plan perfect for everyday living and entertaining, highlighted by a cozy gas fireplace that anchors the main living space. The seamless flow betwe … (Read more)

Listing Details MLS# 1528905

General Property Information

Bedrooms Total: 3
Stories: 2
Rooms Total: 8
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Above Grade Finished Area: 1443
Above Grade Finished Area Source: Plans
Living Area: 1443
Living Area Source: Plans
Enhanced Accessible: No
Year Built: 2026
ADU YN: No
STVR YN: No
New Construction YN: Yes
Model Home YN: No
Builder Name: HGH Construction
Builder's Warranty YN: Yes
Home Warranty YN: No
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Lot Size Acres: 0.09
Lot Size Square Feet: 3920.4
Lot Size Dimensions: n/a
Association YN: Yes
Association Fee: 25
Association Fee Frequency: Monthly
View YN: Yes
Waterfront YN: No
Basement YN: No
Fireplace YN: Yes
Senior Community YN: No
Sign On Property YN: Yes
List Price/SqFt: 286

Property Features

Appliances: Dishwasher; Gas Range; Microwave Association Amenities: Dog Park Association Fee Includes: Other Community Features: Other Construction Materials: HardiPlank Type Cooling: Central Air Exterior Features: Private Entrance Flooring: Hardwood; Tile Foundation Details: Slab Heating: Central Interior Features: Ceiling Fan(s); Double Vanity; Pantry; Walk-In Closet(s) Laundry Features: Inside; Laundry Closet; Upper Level Levels: Two Listing Terms: Cash; Conventional; FHA; VA Loan Parking Features: Concrete; Driveway; Garage; Garage Faces Front; Off Street Patio And Porch Features: Covered; Front Porch; Porch Road Frontage Type: City Street Road Responsibility: Public Maintained Road Road Surface Type: Concrete; Paved Roof: Shingle Sewer: Public Sewer Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected View: Mountain(s) Water Source: Public Room Types: Bathroom; Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom Documents: TN Prop Cond Disc or Exempt

Contract Information

Start Showing Date: 2026-03-06
Listing Contract Date: 2026-02-20
Auction YN: No
Equitable Ownership Interest Listing: No
Property Sub Type: Single Family Residence
Office Exclusive: No

Location Tax and Legal

Street Number: 1366
Street Name: Thomas
Street Suffix: Avenue
County: Hamilton
State: TN
Postal Code: 37409
Subdivision Name: St Elmo South
MLS Area Major: Chattanooga

Remarks and Miscellaneous

Public Remarks: > Seller offering a temporary interest rate buy down for qualified buyers. Introductory rates may be available as low as 3.9% when financing with Christina Lane/The Lane Team at Movement Mortgage. Incentive subject to loan approval, program guidelines, and seller contribution limits. Contact us for complete details.< Welcome to 1366 Thomas Avenue – a beautifully designed, move-in ready single-family home offering modern style, functional living, and low-maintenance convenience in Chattanooga's highly sought-after historic St. Elmo neighborhood. Featuring a spacious 3-bedroom, 2.5-bathroom layout across 1,443 square feet, this premium new construction home serves as a perfect, affordable alternative to high Northshore or Southside Chattanooga prices, without sacrificing any proximity to the city center. Inside, you'll find an open floor plan perfect for everyday living and entertaining, highlighted by a cozy gas fireplace that anchors the main living space. The seamless flow between the kitchen, dining, and living areas creates a bright and inviting atmosphere. A one-car garage adds both storage and practicality to this prime piece of Chattanooga real estate. Located in a welcoming community with shared amenities, residents enjoy access to a community firepit and dog park – ideal for gathering with neighbors or enjoying time outdoors with pets. This unbeatable location keeps you connected to the absolute best of the city. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to specific outdoor recreation at Glen Falls and Guild-Hardy Trailheads, and shuttle or bike to St. Elmo's popular dining spots, including Little Coyote and Mr. T's Pizza. If you're looking for affordable new construction in Chattanooga, TN with modern finishes, community amenities, and direct access to the best of the region, this turn-key craftsman house is a must-see!
Directions: From I-24 Use the 2nd from the right lane to take the Broad St exit toward Lookout Mountain 0.4 mi Turn right onto US-11 S/US-41 N/US-64 W/US-72 W/Broad St Pass by Taco Bell (on the right in 0.9 mi) 1.2 mi Turn left onto TN-17 S/Tennessee Ave 0.4 mi Turn right to stay on Tennessee Ave 0.2 mi Turn left onto Thomas Ave