1616 Cotton Way, Chattanooga, TN 37404 (MLS# 1539796)

1616 Cotton Way, Chattanooga, TN 37404

$399,900
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,794 Status: Active
Current Price: $399,900 List Date: 7/31/2026 Last Modified: 9/28/2026

Overview

Description

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offer …

Listing Details MLS# 1539796

General Property Information

Bedrooms Total
3
Stories
2
Rooms Total
9
Bathrooms Total
3
Bathrooms Full
2
Bathrooms Half
Yes
Above Grade Finished Area
1794
Above Grade Finished Area Source
Builder
Living Area
1794
Living Area Source
Tax Records
Enhanced Accessible
No
Year Built
2025
ADU YN
No
STVR YN
No
New Construction YN
No
Builder's Warranty YN
No
Home Warranty YN
No
Garage YN
Yes
Attached Garage YN
Yes
Garage Spaces
2
Carport YN
No
Association YN
Yes
Association Fee
85
Association Fee Frequency
Monthly
View YN
No
Waterfront YN
No
Basement YN
No
Fireplace YN
No
Senior Community YN
No
List Price/SqFt
222.91

Property Features

Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Free-Standing Electric Oven; Free-Standing Electric Range; Microwave; Plumbed For Ice Maker; Washer/Dryer Architectural Style: Contemporary Basement: None Community Features: Park; Sidewalks Construction Materials: HardiPlank Type Cooling: Central Air; Electric Exterior Features: Awning(s); Rain Gutters; Smart Camera(s)/Recording Fencing: None Flooring: Carpet; Luxury Vinyl Foundation Details: Slab Heating: Central; Electric Laundry Features: Laundry Room; Upper Level Levels: Two Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan Parking Features: Driveway; Garage; Garage Faces Rear; Off Street Possession: Close Of Escrow; Negotiable Road Frontage Type: City Street Sewer: Public Sewer Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Underground Utilities Water Source: Public Window Features: Blinds; Double Pane Windows; Screens; Window Treatments Documents: TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date
2026-07-31
Auction YN
No
Equitable Ownership Interest Listing
No
Property Sub Type
Single Family Residence
Office Exclusive
No
Occupant Type
Owner

Location Tax and Legal

Street Number
1616
Street Name
Cotton
Street Suffix
Way
County
Hamilton
State
TN
Postal Code
37404
Subdivision Name
Mill Town
MLS Area Major
Chattanooga

Remarks and Miscellaneous

Public Remarks
Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. Upcoming community amenities planned for 2027 include a new pool, clubhouse, and pickleball courts, adding even more to the lifestyle Mill Town has to offer. The seller is offering $5,000 toward the buyer's closing costs with an acceptable offer, making this an opportunity you will not want to miss!
Directions
From I-24 West, take Exit 181 toward Fourth Avenue. Follow East 23rd Street and turn right onto South Watkins Street. Continue past the historic Coosa Mill and turn right into the Mill Town community onto Cotton Way. Follow Cotton Way to 1616 Cotton Way.

Status Change Information

Major Change Timestamp
2026-07-31T13:53:19Z
Major Change Type
New Listing
Status Change Timestamp
2026-07-31

More Information

Additional Association Fees

Initiation Fee Y/N
No
Maintenance Fee YN
No
Other Fees YN
Yes
Other Fee Amount
495
Other Fee Description
Transfer Fee

Property Condition

Year Built Effective
2025-12-01

License Number Info

Listing Agent’s State of Licensure
TN
Listing Agent’s License Number
331810
Listing Office’s State of Licensure
TN
Listing Office’s License Number
256455
Listing Office: Crye-Leike, REALTORS
Last Updated: September – 28 – 2026
Information deemed reliable but not guaranteed.