2105 Kirby Avenue, Chattanooga, TN 37404
$275,000
Property Type:
Residential
Bedrooms:
14
Baths:
5
Square Footage:
4,100
Lot Size (sq. ft.):
13,068
Status:
Active
Current Price:
$275,000
List Date:
10/06/2026
Last Modified:
10/06/2026
Overview
Description
…
(Read more)
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!*
Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.
Listing Details MLS# 1541756
General Property Information
- Bedrooms Total
- 14
- Stories
- Yes
- Bathrooms Total
- 5
- Bathrooms Full
- 5
- Above Grade Finished Area
- 4100
- Above Grade Finished Area Source
- Estimated
- Above Grade Unfinished Area
- 150
- Living Area
- 4100
- Living Area Source
- Plans
- Enhanced Accessible
- No
- Year Built
- 1930
- ADU YN
- Yes
- STVR YN
- No
- New Construction YN
- No
- Builder's Warranty YN
- No
- Home Warranty YN
- No
- Garage YN
- No
- Carport YN
- No
- Lot Size Acres
- 0.3
- Lot Size Square Feet
- 13068
- Lot Size Dimensions
- 50X134
- Association YN
- No
- View YN
- No
- Waterfront YN
- No
- Basement YN
- No
- Fireplace YN
- No
- Senior Community YN
- No
- Sign On Property YN
- Yes
- List Price/SqFt
- 67.07
Property Features
Appliances:
Built-In Gas Oven; Built-In Gas Range; Built-In Refrigerator; Electric Oven; Electric Range; Electric Water Heater
Architectural Style:
Contemporary; Other
Attic Features:
Sealed Attic
Community Features:
Street Lights
Construction Materials:
Other
Cooling:
Central Air
Exterior Features:
Courtyard; Private Entrance
Fencing:
Front Yard; Masonry; Partial Cross; Wood
Flooring:
Luxury Vinyl
Foundation Details:
Brick/Mortar
Heating:
Central
Laundry Features:
Electric Dryer Hookup; In Unit; Laundry Closet; Washer Hookup
Levels:
One
Listing Terms:
Cash; Conventional; Special Funding
Lot Features:
Back Yard; City Lot; Front Yard; Rectangular Lot; Subdivided
Other Structures:
None
Parking Features:
Concrete; Driveway; Gravel; Off Street
Patio And Porch Features:
Front Porch
Pool Features:
None
Possession:
Rental Agreement
Road Frontage Type:
City Street
Road Responsibility:
Public Maintained Road
Road Surface Type:
Asphalt
Roof:
Asphalt; Shingle
Security Features:
Smoke Detector(s)
Sewer:
Public Sewer
Structure Type:
Duplex
Utilities:
Cable Available; Electricity Connected; Phone Available; Sewer Connected; Water Connected
Water Source:
Public
Room Types:
Bathroom; Bedroom; Kitchen; Living Room
Documents:
TN Prop Cond Disc or Exempt
Contract Information
- Listing Contract Date
- 2026-08-29
- Auction YN
- No
- Equitable Ownership Interest Listing
- No
- Property Sub Type
- Single Family Residence
- Office Exclusive
- No
Location Tax and Legal
- Street Number
- 2105
- Street Name
- Kirby
- Street Suffix
- Avenue
- County
- Hamilton
- State
- TN
- Postal Code
- 37404
- Subdivision Name
- Kershners
- MLS Area Major
- Chattanooga
Remarks and Miscellaneous
- Public Remarks
- *BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.
- Inclusions
- None
- Directions
- From Coolidge Park take a right on Frazier Ave 600 to Veterans Bridge. .2 miles to McCallie Ave. 1 mile to Bailey Ave 900 ft on Bailey Ave bear right 1.5 miles to right on Lewis St. .4 miles to right on Kirby. 50ft on your right 3105 Kirby Ave
Status Change Information
- Major Change Timestamp
- 2026-10-06T16:15:35Z
- Major Change Type
- Price Reduced
- Price Change Timestamp
- 2026-10-06T16:15:35Z
- Status Change Timestamp
- 2026-10-06
More Information
License Number Info
- Listing Agent’s State of Licensure
- TN
- Listing Agent’s License Number
- 364264
- Listing Office’s State of Licensure
- TN
- Listing Office’s License Number
- 258777
Room Types
- Bathroom Level
- First
- Bedroom Level
- First
- Kitchen Level
- First
- Living Room Level
- First
Room Information
| Room Name | Level | Length | Width | Dimensions | Remarks |
|---|---|---|---|---|---|
| Bathroom | First | 10.00 | 8.00 | 10 x 8 | |
| Kitchen | First | 15.00 | 15.00 | 15 x 15 | |
| Living Room | First | 15.00 | 15.00 | 15 x 15 | |
| Bedroom | First | 15.00 | 12.00 | 15 x 12 | Bedrooms size approximate |
| Bedroom | First | 15.00 | 12.00 | 15 x 12 | |
| Bedroom | First | 15.00 | 12.00 | 15 x 12 |
Listing Office:
RE/MAX Renaissance Realtors
Last Updated: October – 06 – 2026
Information deemed reliable but not guaranteed.


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