2105 Kirby Avenue, Chattanooga, TN 37404 (MLS# 1541756)

2105 Kirby Avenue, Chattanooga, TN 37404

$275,000
Property Type: Residential Bedrooms: 14 Baths: 5 Square Footage: 4,100 Lot Size (sq. ft.): 13,068 Status: Active
Current Price: $275,000 List Date: 10/06/2026 Last Modified: 10/06/2026

Overview

Description

*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure wil …

Listing Details MLS# 1541756

General Property Information

Bedrooms Total
14
Stories
Yes
Bathrooms Total
5
Bathrooms Full
5
Above Grade Finished Area
4100
Above Grade Finished Area Source
Estimated
Above Grade Unfinished Area
150
Living Area
4100
Living Area Source
Plans
Enhanced Accessible
No
Year Built
1930
ADU YN
Yes
STVR YN
No
New Construction YN
No
Builder's Warranty YN
No
Home Warranty YN
No
Garage YN
No
Carport YN
No
Lot Size Acres
0.3
Lot Size Square Feet
13068
Lot Size Dimensions
50X134
Association YN
No
View YN
No
Waterfront YN
No
Basement YN
No
Fireplace YN
No
Senior Community YN
No
Sign On Property YN
Yes
List Price/SqFt
67.07

Property Features

Appliances: Built-In Gas Oven; Built-In Gas Range; Built-In Refrigerator; Electric Oven; Electric Range; Electric Water Heater Architectural Style: Contemporary; Other Attic Features: Sealed Attic Community Features: Street Lights Construction Materials: Other Cooling: Central Air Exterior Features: Courtyard; Private Entrance Fencing: Front Yard; Masonry; Partial Cross; Wood Flooring: Luxury Vinyl Foundation Details: Brick/Mortar Heating: Central Laundry Features: Electric Dryer Hookup; In Unit; Laundry Closet; Washer Hookup Levels: One Listing Terms: Cash; Conventional; Special Funding Lot Features: Back Yard; City Lot; Front Yard; Rectangular Lot; Subdivided Other Structures: None Parking Features: Concrete; Driveway; Gravel; Off Street Patio And Porch Features: Front Porch Pool Features: None Possession: Rental Agreement Road Frontage Type: City Street Road Responsibility: Public Maintained Road Road Surface Type: Asphalt Roof: Asphalt; Shingle Security Features: Smoke Detector(s) Sewer: Public Sewer Structure Type: Duplex Utilities: Cable Available; Electricity Connected; Phone Available; Sewer Connected; Water Connected Water Source: Public Room Types: Bathroom; Bedroom; Kitchen; Living Room Documents: TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date
2026-08-29
Auction YN
No
Equitable Ownership Interest Listing
No
Property Sub Type
Single Family Residence
Office Exclusive
No

Location Tax and Legal

Street Number
2105
Street Name
Kirby
Street Suffix
Avenue
County
Hamilton
State
TN
Postal Code
37404
Subdivision Name
Kershners
MLS Area Major
Chattanooga

Remarks and Miscellaneous

Public Remarks
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.
Inclusions
None
Directions
From Coolidge Park take a right on Frazier Ave 600 to Veterans Bridge. .2 miles to McCallie Ave. 1 mile to Bailey Ave 900 ft on Bailey Ave bear right 1.5 miles to right on Lewis St. .4 miles to right on Kirby. 50ft on your right 3105 Kirby Ave

Status Change Information

Major Change Timestamp
2026-10-06T16:15:35Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-10-06T16:15:35Z
Status Change Timestamp
2026-10-06

More Information

License Number Info

Listing Agent’s State of Licensure
TN
Listing Agent’s License Number
364264
Listing Office’s State of Licensure
TN
Listing Office’s License Number
258777

Room Types

Bathroom Level
First
Bedroom Level
First
Kitchen Level
First
Living Room Level
First

Room Information

Room Name Level Length Width Dimensions Remarks
Bathroom First 10.00 8.00 10 x 8
Kitchen First 15.00 15.00 15 x 15
Living Room First 15.00 15.00 15 x 15
Bedroom First 15.00 12.00 15 x 12 Bedrooms size approximate
Bedroom First 15.00 12.00 15 x 12
Bedroom First 15.00 12.00 15 x 12
Listing Office: RE/MAX Renaissance Realtors
Last Updated: October – 06 – 2026
Information deemed reliable but not guaranteed.