2109 Garfield Street, Chattanooga, TN 37404
$214,900
Property Type:
Residential
Bedrooms:
3
Baths:
1
Square Footage:
970
Lot Size (sq. ft.):
5,400
Status:
Active
Current Price:
$214,900
List Date:
7/03/2026
Last Modified:
9/18/2026
Listing Details MLS# 1538027
General Property Information
- Bedrooms Total
- 3
- Rooms Total
- 6
- Bathrooms Total
- Yes
- Bathrooms Full
- Yes
- Above Grade Finished Area
- 970
- Above Grade Finished Area Source
- Tax Records
- Living Area
- 970
- Living Area Source
- Tax Records
- Enhanced Accessible
- No
- Year Built
- 1950
- ADU YN
- No
- STVR YN
- No
- New Construction YN
- No
- Builder's Warranty YN
- No
- Home Warranty YN
- No
- Garage YN
- No
- Carport YN
- No
- Lot Size Acres
- 0.12
- Lot Size Square Feet
- 5400
- Lot Size Dimensions
- 40X135
- Association YN
- No
- View YN
- No
- Waterfront YN
- No
- Basement YN
- No
- Fireplace YN
- No
- Spa YN
- No
- Senior Community YN
- No
- List Price/SqFt
- 221.55
Property Features
Appliances:
Dishwasher; Free-Standing Gas Range; Gas Water Heater; Refrigerator
Basement:
Crawl Space
Community Features:
Sidewalks
Construction Materials:
Vinyl Siding
Cooling:
Central Air
Exterior Features:
None
Fencing:
Fenced
Flooring:
Hardwood
Foundation Details:
Block
Heating:
Central
Interior Features:
Connected Shared Bathroom; Open Floorplan; Primary Downstairs; Tub/shower Combo
Laundry Features:
Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup
Levels:
One
Listing Terms:
Cash; Conventional; FHA; VA Loan; Owner May Carry
Lot Features:
Level
Parking Features:
Off Street
Patio And Porch Features:
Deck; Patio; Porch
Possession:
Close Of Escrow
Roof:
Metal
Sewer:
Public Sewer
Special Listing Conditions:
Investor
Utilities:
Phone Available; Sewer Connected
Water Source:
Public
Window Features:
Aluminum Frames; Vinyl Frames
Room Types:
Bathroom; Bedroom; Dining Room; Primary Bedroom
Documents:
TN Prop Cond Disc or Exempt
Contract Information
- Listing Contract Date
- 2026-06-30
- Auction YN
- No
- Equitable Ownership Interest Listing
- No
- Property Sub Type
- Single Family Residence
- Office Exclusive
- No
- Occupant Type
- Vacant
Location Tax and Legal
- Street Number
- 2109
- Street Name
- Garfield
- Street Suffix
- Street
- County
- Hamilton
- State
- TN
- Postal Code
- 37404
- Subdivision Name
- Lovemans Addn
- MLS Area Major
- Chattanooga
Remarks and Miscellaneous
- Public Remarks
- Buyer assistance up to $21,000 may be available! This home qualifies under Chattanooga's Down Payment Assistance Program, and qualified buyers may be eligible for up to $21,000 in combined assistance through City of Chattanooga and THDA programs. If you're currently paying around $1,600 per month in rent, homeownership may be closer than you think. Three bedroom renovated home just over $200K minutes from downtown/UTC/hospitals,Recently renovated and move-in ready, this charming Chattanooga home combines modern updates, original character, and a convenient central location. Inside, natural light fills the spacious living room and highlights the original hardwood floors. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a large rear deck overlooking a level, fenced backyard–ideal for entertaining, pets, gardening, or additional outdoor space. The generous lot may also offer potential for a future secondary dwelling, subject to zoning and approval. Major improvements have already been completed, including updates to the roof, HVAC, water heater, electrical, plumbing, kitchen, bathroom, and appliances. New exterior siding and fresh paint add to the home's curb appeal and help make this a truly move-in-ready opportunity. Located just minutes from Downtown Chattanooga, UTC, Erlanger Hospital, CHI Memorial Hospital, shopping, dining, and major highway access, 2109 Garfield Street offers convenient access to many of Chattanooga's largest employers and everyday amenities. Whether you're a first-time buyer looking for an affordable path to homeownership or an investor seeking a low-maintenance rental opportunity, this property offers excellent flexibility and value. Plus, the seller is offering a paid home warranty for additional peace of mind.
- Directions
- Go west on McCallie Ave. Turn left on Willow St. Turn left on Garfield St.
Status Change Information
- Major Change Timestamp
- 2026-08-15T00:00:06Z
- Major Change Type
- Price Reduced
- Price Change Timestamp
- 2026-08-15T00:00:06Z
- Status Change Timestamp
- 2026-07-03
More Information
License Number Info
- Listing Agent’s State of Licensure
- TN
- Listing Agent’s License Number
- 14015
- Listing Office’s State of Licensure
- TN
- Listing Office’s License Number
- 259794
- Co-Listing Agent's State of Licensure
- TN
- Co-Listing Agent's License Number
- 13955
Room Types
- Bathroom Level
- First
- Bedroom Level
- First
- Dining Room Level
- First
- Primary Bedroom Level
- First
Room Information
| Room Name | Level | Remarks |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom | First | |
| Bedroom | First | |
| Bathroom | First | Full Bathroom |
| Dining Room | First |
Lead Based Paint Disclosure ›
Listing Office:
Auben Realty
Last Updated: September – 18 – 2026
Information deemed reliable but not guaranteed.