4112 Finch Lane, Chattanooga, TN 37419
$719,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,490
Lot Size (sq. ft.):
12,632
Status:
Active
Current Price:
$719,000
List Date:
5/15/2026
Last Modified:
10/27/2026
Listing Details MLS# 1534762
General Property Information
- Bedrooms Total
- 4
- Stories
- 2
- Rooms Total
- 10
- Bathrooms Total
- 3
- Bathrooms Full
- 2
- Bathrooms Half
- Yes
- Above Grade Finished Area
- 2490
- Above Grade Finished Area Source
- Owner
- Living Area
- 2490
- Living Area Source
- Owner
- Enhanced Accessible
- No
- Year Built
- 2001
- ADU YN
- No
- STVR YN
- No
- New Construction YN
- No
- Builder's Warranty YN
- No
- Home Warranty YN
- No
- Garage YN
- Yes
- Attached Garage YN
- Yes
- Garage Spaces
- 2
- Carport YN
- No
- Lot Size Acres
- 0.29
- Lot Size Square Feet
- 12632.4
- Lot Size Dimensions
- 87.27X146.91
- Association YN
- Yes
- Association Fee
- 160
- Association Fee Frequency
- Monthly
- View YN
- Yes
- Waterfront YN
- No
- Basement YN
- No
- Fireplace YN
- Yes
- Spa YN
- No
- Senior Community YN
- No
- Green Features YN
- No
- Sign On Property YN
- Yes
- List Price/SqFt
- 288.76
Property Features
Appliances:
Cooktop; Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Water Heater; Microwave; Wall Oven; Water Heater
Architectural Style:
Cape Cod
Association Amenities:
Clubhouse; Dog Park; Landscaping; Maintenance; Park; Picnic Area; Playground; Pond Year Round; Recreation Facilities; Trail(s)
Attic Features:
Storage Only
Basement:
None
Community Features:
Clubhouse; Curbs; Lake; Pickleball; Playground; Sidewalks; Street Lights
Construction Materials:
Brick; Cement Siding
Cooling:
Central Air; Electric
Exterior Features:
Lighting; Rain Gutters; Smart Irrigation
Fencing:
None
Fireplace Features:
Gas Log; Gas Starter; Living Room
Flooring:
Carpet; Ceramic Tile; Hardwood
Foundation Details:
Block
Heating:
Central; Natural Gas
Interior Features:
Breakfast Room; Cathedral Ceiling(s); Ceiling Fan(s); Crown Molding; Double Closets; Double Vanity; Eat-in Kitchen; En Suite; Granite Counters; High Ceilings; High Speed Internet; Open Floorplan; Pantry; Plumbed; Primary Downstairs; Recessed Lighting; Separate Dining Room; Separate Shower; Sitting Area; Stone Counters; Storage; Tub/shower Combo; Vaulted Ceiling(s); Walk-In Closet(s); Whirlpool Tub
Laundry Features:
Electric Dryer Hookup; Laundry Room; Main Level
Levels:
Two
Listing Terms:
Cash; Conventional; VA Loan
Lot Features:
Back Yard; Close to Clubhouse; Cul-De-Sac; Few Trees; Front Yard; Landscaped; Level; Near Golf Course; Sprinklers In Front; Sprinklers In Rear; Views
Other Structures:
None
Parking Features:
Concrete; Driveway; Garage; Garage Door Opener; Garage Faces Side
Patio And Porch Features:
Covered; Front Porch; Patio; Porch; Porch – Covered; Porch – Screened; Rear Porch; Screened; Side Porch
Possession:
Close Of Escrow
Road Frontage Type:
City Street
Road Responsibility:
Public Maintained Road
Road Surface Type:
Asphalt
Roof:
Asphalt; Shingle
Security Features:
Smoke Detector(s); Other
Sewer:
Public Sewer
Special Listing Conditions:
Standard
Structure Type:
House
Utilities:
Cable Available; Cable Connected; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected; Water Available; Water Connected
View:
Garden; Hills; Mountain(s)
Water Source:
Public
Window Features:
Blinds; Screens
Room Types:
Bathroom; Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Documents:
TN Prop Cond Disc or Exempt
Contract Information
- Listing Contract Date
- 2026-05-15
- Auction YN
- No
- Equitable Ownership Interest Listing
- No
- Property Sub Type
- Single Family Residence
- Office Exclusive
- No
- Occupant Type
- Owner
Location Tax and Legal
- Street Number
- 4112
- Street Name
- Finch
- Street Suffix
- Lane
- County
- Hamilton
- State
- TN
- Postal Code
- 37419
- Subdivision Name
- Black Creek Chattanooga
- MLS Area Major
- Chattanooga
Remarks and Miscellaneous
- Public Remarks
- Value Alert!! Check me out!! I have been upgraded! New oak treads on my staircase. New upgraded carpet upstairs. New, stylish light fixtures. My price has improved…and my value has increased. Come see my charm and value. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!
- Directions
- Take I-24 W toward Nashville/Birmingham. Take exit 174 for US-41/US-64 toward US-11/Lookout Valley. Turn right onto US-41 N/US-64 W/US-72 W. Turn left onto Cummings Cove Dr. Turn left onto Magnolia Vale. Turn left onto Azelea Dale Dr. Turn left onto Finch Lane, Home is on right.
Status Change Information
- Major Change Timestamp
- 2026-10-27T22:25:44Z
- Major Change Type
- Price Reduced
- Price Change Timestamp
- 2026-10-27T22:25:44Z
- Status Change Timestamp
- 2026-05-15
More Information
Additional Association Fees
- Initiation Fee Y/N
- Yes
- Initiation Fee Amount
- 2000
- Initiation Fee Amount $/%
- $
- Maintenance Fee YN
- No
- Other Fees YN
- No
Fireplace Features
- Fireplaces Total
- Yes
Property Condition
- Year Built Effective
- 2001-01-01
License Number Info
- Listing Agent’s State of Licensure
- TN
- Listing Agent’s License Number
- 358281
- Listing Office’s State of Licensure
- TN
- Listing Office’s License Number
- 264330
Room Types
- Bathroom Level
- Second
- Bedroom Level
- Second
- Dining Room Level
- First
- Kitchen Level
- First
- Laundry Level
- First
- Living Room Level
- First
- Primary Bathroom Level
- First
- Primary Bedroom Level
- First
Room Information
| Room Name | Level |
|---|---|
| Primary Bedroom | First |
| Living Room | First |
| Dining Room | First |
| Kitchen | First |
| Laundry | First |
| Bath Half | First |
| Primary Bathroom | First |
| Bedroom | Second |
| Bedroom | Second |
| Bedroom | Second |
| Bathroom | Second |
TN Prop Cond Disc or Exempt ›
Listing Office:
The Agency Chattanooga
Last Updated: October – 27 – 2026
Information deemed reliable but not guaranteed.