689 Ladd Avenue, Chattanooga, TN 37405 (MLS# 1544327)

689 Ladd Avenue, Chattanooga, TN 37405

$580,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,840 Lot Size (sq. ft.): 4,792 Status: Active
Current Price: $580,000 List Date: 10/09/2026 Last Modified: 10/27/2026

Overview

Description

Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs. The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level. A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, gu …

Listing Details MLS# 1544327

General Property Information

Bedrooms Total
4
Rooms Total
11
Bathrooms Total
4
Bathrooms Full
3
Bathrooms Half
Yes
Above Grade Finished Area
1892
Above Grade Finished Area Source
Tax Records
Living Area
2840
Living Area Source
Tax Records
Enhanced Accessible
No
Year Built
2018
ADU YN
No
STVR YN
Yes
New Construction YN
No
Builder's Warranty YN
No
Home Warranty YN
No
Garage YN
Yes
Attached Garage YN
Yes
Garage Spaces
2
Carport YN
No
Lot Size Acres
0.11
Lot Size Square Feet
4791.6
Lot Size Dimensions
35X141
Association YN
No
View YN
No
Waterfront YN
No
Basement YN
Yes
Fireplace YN
Yes
Spa YN
Yes
Senior Community YN
No
List Price/SqFt
204.23

Property Features

Appliances: Dishwasher; Disposal; Free-Standing Electric Range; Microwave Basement: Finished; Full Construction Materials: HardiPlank Type; Stone Cooling: Central Air; Electric Exterior Features: None Fencing: Back Yard; Fenced Fireplace Features: Gas Log; Gas Starter Flooring: Concrete; Hardwood Foundation Details: Slab Heating: Central; Electric Interior Features: Double Vanity; En Suite; Granite Counters; In-Law Floorplan; Separate Dining Room; Separate Shower; Soaking Tub; Tub/shower Combo; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Laundry Room; Washer Hookup Listing Terms: Cash; Conventional; FHA; VA Loan Parking Features: Garage; Garage Door Opener; Off Street Patio And Porch Features: Covered; Deck; Patio Possession: Close Of Escrow Roof: Shingle Sewer: Public Sewer Structure Type: Free Standing Building; Townhouse Utilities: Cable Available; Electricity Available; Phone Available; Sewer Connected Water Source: Public Room Types: Bathroom; Bedroom; Great Room; Laundry; Office; Primary Bathroom; Primary Bedroom Documents: TN Prop Cond Disc or Exempt

Contract Information

Listing Contract Date
2026-10-09
Auction YN
No
Equitable Ownership Interest Listing
No
Property Sub Type
Single Family Residence
Office Exclusive
No

Location Tax and Legal

Street Number
689
Street Name
Ladd
Street Suffix
Avenue
County
Hamilton
State
TN
Postal Code
37405
Subdivision Name
None
MLS Area Major
Chattanooga

Remarks and Miscellaneous

Public Remarks
Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs. The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level. A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, guests, multigenerational living, or a private work-from-home retreat, this space also offers potential for short-term vacation rental (STVR) use, subject to eligibility. Recent improvements include a replacement mini-split HVAC system and an added French drain near the lower entrance. Outside, enjoy a fenced yard with room for pets, gardening, or relaxing. With meaningful updates, multiple living spaces, and quick access to Downtown Chattanooga, Northshore dining and shopping, and nearby outdoor recreation, 689 Ladd Avenue offers a compelling combination of location, comfort, and versatility.
Directions
From Dayton Blvd turn right on E Frontage St, slight left turn on Whitehall Rd, Slight right onto Ladd, Home on right

Status Change Information

Major Change Timestamp
2026-10-23T21:06:22Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-10-23T21:06:22Z
Status Change Timestamp
2026-10-09

More Information

Fireplace Features

Fireplaces Total
Yes

License Number Info

Listing Agent’s State of Licensure
TN
Listing Agent’s License Number
335707
Listing Office’s State of Licensure
TN
Listing Office’s License Number
259794
Co-Listing Agent's State of Licensure
TN
Co-Listing Agent's License Number
329006
Co-Listing Office State of Licensure
TN
Co-Listing Office License Number
259794

Room Types

Bathroom Level
Second
Bedroom Level
Second
Great Room Level
First
Laundry Level
Second
Office Level
Basement
Primary Bathroom Level
Second
Primary Bedroom Level
Second

Room Information

Room Name Level
Bath Half First
Great Room First
Primary Bedroom Second
Primary Bathroom Second
Laundry Second
Bedroom Second
Bathroom Second
Bedroom Second
Bathroom Basement
Great Room Basement
Office Basement
Listing Office: Keller Williams Realty
Last Updated: October – 27 – 2026
Information deemed reliable but not guaranteed.