689 Ladd Avenue, Chattanooga, TN 37405
$580,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,840
Lot Size (sq. ft.):
4,792
Status:
Active
Current Price:
$580,000
List Date:
10/09/2026
Last Modified:
10/27/2026
Overview
Description
…
(Read more)
Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs.
The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level.
A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, guests, multigenerational living, or a private work-from-home retreat, this space also offers potential for short-term vacation rental (STVR) use, subject to eligibility. Recent improvements include a replacement mini-split HVAC system and an added French drain near the lower entrance.
Outside, enjoy a fenced yard with room for pets, gardening, or relaxing. With meaningful updates, multiple living spaces, and quick access to Downtown Chattanooga, Northshore dining and shopping, and nearby outdoor recreation, 689 Ladd Avenue offers a compelling combination of location, comfort, and versatility.
Listing Details MLS# 1544327
General Property Information
- Bedrooms Total
- 4
- Rooms Total
- 11
- Bathrooms Total
- 4
- Bathrooms Full
- 3
- Bathrooms Half
- Yes
- Above Grade Finished Area
- 1892
- Above Grade Finished Area Source
- Tax Records
- Living Area
- 2840
- Living Area Source
- Tax Records
- Enhanced Accessible
- No
- Year Built
- 2018
- ADU YN
- No
- STVR YN
- Yes
- New Construction YN
- No
- Builder's Warranty YN
- No
- Home Warranty YN
- No
- Garage YN
- Yes
- Attached Garage YN
- Yes
- Garage Spaces
- 2
- Carport YN
- No
- Lot Size Acres
- 0.11
- Lot Size Square Feet
- 4791.6
- Lot Size Dimensions
- 35X141
- Association YN
- No
- View YN
- No
- Waterfront YN
- No
- Basement YN
- Yes
- Fireplace YN
- Yes
- Spa YN
- Yes
- Senior Community YN
- No
- List Price/SqFt
- 204.23
Property Features
Appliances:
Dishwasher; Disposal; Free-Standing Electric Range; Microwave
Basement:
Finished; Full
Construction Materials:
HardiPlank Type; Stone
Cooling:
Central Air; Electric
Exterior Features:
None
Fencing:
Back Yard; Fenced
Fireplace Features:
Gas Log; Gas Starter
Flooring:
Concrete; Hardwood
Foundation Details:
Slab
Heating:
Central; Electric
Interior Features:
Double Vanity; En Suite; Granite Counters; In-Law Floorplan; Separate Dining Room; Separate Shower; Soaking Tub; Tub/shower Combo; Walk-In Closet(s)
Laundry Features:
Electric Dryer Hookup; Gas Dryer Hookup; Laundry Room; Washer Hookup
Listing Terms:
Cash; Conventional; FHA; VA Loan
Parking Features:
Garage; Garage Door Opener; Off Street
Patio And Porch Features:
Covered; Deck; Patio
Possession:
Close Of Escrow
Roof:
Shingle
Sewer:
Public Sewer
Structure Type:
Free Standing Building; Townhouse
Utilities:
Cable Available; Electricity Available; Phone Available; Sewer Connected
Water Source:
Public
Room Types:
Bathroom; Bedroom; Great Room; Laundry; Office; Primary Bathroom; Primary Bedroom
Documents:
TN Prop Cond Disc or Exempt
Contract Information
- Listing Contract Date
- 2026-10-09
- Auction YN
- No
- Equitable Ownership Interest Listing
- No
- Property Sub Type
- Single Family Residence
- Office Exclusive
- No
Location Tax and Legal
- Street Number
- 689
- Street Name
- Ladd
- Street Suffix
- Avenue
- County
- Hamilton
- State
- TN
- Postal Code
- 37405
- Subdivision Name
- None
- MLS Area Major
- Chattanooga
Remarks and Miscellaneous
- Public Remarks
- Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs. The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level. A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, guests, multigenerational living, or a private work-from-home retreat, this space also offers potential for short-term vacation rental (STVR) use, subject to eligibility. Recent improvements include a replacement mini-split HVAC system and an added French drain near the lower entrance. Outside, enjoy a fenced yard with room for pets, gardening, or relaxing. With meaningful updates, multiple living spaces, and quick access to Downtown Chattanooga, Northshore dining and shopping, and nearby outdoor recreation, 689 Ladd Avenue offers a compelling combination of location, comfort, and versatility.
- Directions
- From Dayton Blvd turn right on E Frontage St, slight left turn on Whitehall Rd, Slight right onto Ladd, Home on right
Status Change Information
- Major Change Timestamp
- 2026-10-23T21:06:22Z
- Major Change Type
- Price Reduced
- Price Change Timestamp
- 2026-10-23T21:06:22Z
- Status Change Timestamp
- 2026-10-09
More Information
Fireplace Features
- Fireplaces Total
- Yes
License Number Info
- Listing Agent’s State of Licensure
- TN
- Listing Agent’s License Number
- 335707
- Listing Office’s State of Licensure
- TN
- Listing Office’s License Number
- 259794
- Co-Listing Agent's State of Licensure
- TN
- Co-Listing Agent's License Number
- 329006
- Co-Listing Office State of Licensure
- TN
- Co-Listing Office License Number
- 259794
Room Types
- Bathroom Level
- Second
- Bedroom Level
- Second
- Great Room Level
- First
- Laundry Level
- Second
- Office Level
- Basement
- Primary Bathroom Level
- Second
- Primary Bedroom Level
- Second
Room Information
| Room Name | Level |
|---|---|
| Bath Half | First |
| Great Room | First |
| Primary Bedroom | Second |
| Primary Bathroom | Second |
| Laundry | Second |
| Bedroom | Second |
| Bathroom | Second |
| Bedroom | Second |
| Bathroom | Basement |
| Great Room | Basement |
| Office | Basement |
Listing Office:
Keller Williams Realty
Last Updated: October – 27 – 2026
Information deemed reliable but not guaranteed.


TN Prop Cond Disc or Exempt ›